LTRVD0386 RV Lifestyle Budget

RV Lifestyle Budget

RV Lifestyle Budget

You need to know about the RV Lifestyle Budget. How much will it cost per month or per year to enjoy the RV lifestyle? Some folks swear they can’t do it for less than $500 per month. Others who boondock exclusively say they can do it for less than $100 per month. Somewhere in between is where most of us will be.

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Fixed Costs

The fixed costs are those expenses that happen on a monthly, quarterly, or annual basis that are pretty much the same all the time. These expenses include the RV, towed car, and/or towing vehicle if they are financed; vehicle insurance; extended warranty and towing insurance; vehicle registration; health insurance if you are less than 65 years ols and on Medicare; communications costs such as cellular telephone and data plans; satellite television if you have it; mail forwarding service charges and postage; and RV club and Camping Club dues. This is just a basic list and you may have other fixed regular expenses.

Variable or Controllable Costs

Variable costs of the RV lifestyle budget are those things that you have some way to reduce costs. These variable costs include fuel that is either gasoline, diesel, and/or propane; campground fees; laundry costs if you do not have a washer and dryer in your rig; banking fees such as ATM charges; and entertainment expenses are the main ones that come to mind, although you will probably have others.

The Formula for Success

These are some examples of some of the expenses you will have to track to get a handle on your costs to enjoy this wonderful lifestyle. Obviously, you must have one or more income streams to balance the expenses. Once you have identified all your expenses, add them up and subtract them from your total income. If you come up with a positive number, you are all set and can even put some money in the bank! If you come up with a negative number, you will need to look very closely at the variable expenses to see where you can trim. You may also need to do some workamping to make the ends meet. This podcast should give you plenty of food for thought about the RV lifestyle budget. Check out our web page on RV budgeting at

Author: John Huggins

John is a retired Navy Electronics Technician Chief. He traded the Navy adventure for a job in manufacturing quality assurance in 1986, and traded the job for the RV adventure in early 2005. Kathy has held jobs in the medical office arena as well as raising two sons. We now have 5 grand children and one great grand child.We have done much volunteer work since hitting the road including working at the Escapees CARE center in Livingston, Texas. We also are registered Red Cross disaster volunteers, and served in a Hurricane Katrina shelter in San Antonio, Texas.Our connection to Sarasota started in 1995 when John was transferred from New Jersey to work for Electro Corporation, later to become a division of Honeywell. He retired in 2004 and we bought our motorhome and hit the road.We are life members of the Escapees RV Club, as well as members of Good Sam Club and Family Motorcoach Association (FMCA). We hold campground memberships in Thousand Trails, RPI, and Passport America. Our home park is Hart Ranch in Rapid City, SD.Lately, we have worked in campgrounds in PA, IL, SD, AZ, and FL.Nowadays, we have become podcasters, broadcasting our show, Living the RV Dream on the internet. We also have this blog we are having fun with. Check out our Books page for our books on RVing and Workamping.

4 thoughts on “LTRVD0386 RV Lifestyle Budget”

  1. “Some folks swear they can’t do it for less than $500 per month.” this surely must be meant to say $5,000 a month…? I’d be pretty happy to keep it to $500. 🙂

  2. John and Kathy love your show. I listen daily as I walk our local high school track for exercise.
    I haven’t heard the topic of how to finance, or the length of a loan for an RV discussed on the podcasts. Did I miss this? Thanks, Trish Youland, Portland Maine

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